Did you know you can save on your beauty routine by using money in your Flexible Spending Account (FSA) on proper skin care? If you have an FSA through your employer health care benefits, those pre-tax dollars can be used on a variety of medical expenses, including: Care of skin that treats specific conditions.
“Over-the-counter topical skin care products related to certain skin conditions such as eczema, psoriasis, rosacea and acne are FSA-eligible,” says Dr Raima GarlapatiBoard Certified Dermatologist and Co-Founder skin medicinal, This means you can use FSA dollars on qualifying lotions, cleansers, spot treatments and other products, and most of the time, you don’t need to see a doctor or get a prescription before buying.
The board-certified dermatologist says, “While you don’t have to see a dermatologist or doctor to use FSA dollars on these products, it can help a dermatologist determine if your skin type is right for you.” What treatments and creams would be best for Dr. Marisa Garshick, “That said, some specific products may require a prescription to be eligible, to ensure that it is being used for a medical condition.”
And even if you don’t have a medical skin condition like eczema or acne, most people with FSA can take advantage of the fact that: sunscreen A worthy product. “Sunscreens that are SPF 15 and above and have broad-spectrum coverage are also FSA-eligible because daily use of sunscreen can prevent skin cancer and signs of aging,” says Garlapati. Garshick also recommends using your FSA to stock up on SPF. “It’s important to remember to wear sunscreen regularly, and for people for whom cost is a barrier to using it, this may be another option to ensure,” says Garshick.
If you’re not sure whether a product qualifies, FSA Store Stocked exclusively with worthy items (and not just skin care!). Target And Amazon There are also FSA-eligible products — identified by the “FSA eligible” label on the relevant sites — that you can purchase using your FSA dollars, but some limits may apply. For example, Target is unable to accept an FSA card as payment for online orders, but you can use it in store (for online orders, you can use a debit or credit card and pay for your FSA plan). You can submit your receipt for reimbursement through . On Amazon, you can add your FSA card as a form of payment to your Amazon account and select it as your payment method at checkout.
To learn more about FSA dollars and how to use them, take a look at Our Complete Guide to Flexible Spending Accounts, Just remember — if you still have money in your 2022 plan, you might want to spend it ahead of time FSA grace period ends on 15 March, And when you’re ready to shop, consider adding these skin care products to your cart.
a lighter Sunscreen That Won’t Leave a White Cast, this totally obvious choice is one of Garshick’s favorites. The dermatologist says, “This SPF 40 sunscreen provides broad-spectrum coverage and is easy to apply because it absorbs easily and is oil-free.”
This award-winning acne treatment contains adaptalein, an over-the-counter retinoid that targets breakouts and blemishes. For those new to using a retinol product, start slowly by introducing it into your routine – skin cycling Here’s an expert-approved way to help avoid the dryness and side effects that come with retinol.
soft and almost invisible, these pimple marks These are made of hydrocolloids, which absorb fluid, oil, and dirt from within the zits. On clean skin, simply apply these to your pimples (they work best on whiteheads) and let them work their magic for at least six hours.
“Providing a natural complexion, this mineral sunscreen can be used daily and helps nourish the skin while providing broad-spectrum coverage,” says Garshick.
Created for people with eczema, it hand cream Contains colloidal oatmeal and ceramides to soothe and hydrate dry, irritated skin.
This black owned beauty brand created its Hero Sunscreen to highlight that even darker skin tones need sun protection. The clear formula is also infused with natural ingredients like avocado oil and jojoba oil to nourish skin.
“This healing ointment, which can be applied to dry, rough, or cracked skin, can help protect the skin while locking in moisture,” says Garshick. great option for taking care of your skinApart from medical uses like healing minor cuts and scratches, for which it is also recommended by dermatologists.
Another expert-approved sunscreen, it wears well under makeup and was Used on the set of “Emily in Paris” During long days of filming under the summer sun in Provence, France.
This budget-friendly acne cleanser helped senior lifestyle editor Rachel Lubitz deal with frequent breakouts now she swears by it,
This handheld LED light therapy treatment curbs acne with combined blue and red light to target acne-causing bacteria. Reviewers say they see clearer and smoother skin with consistent use — and it only takes three minutes per session.
Ease the redness, bumps, and irritation of rosacea with this medicated gel. Sulfur-based remedies also include calm aloe and urea.
One Expert-Recommended First Cleanse In a double cleansing routine, this exfoliating cleanser is great for acne-prone skin because it contains salicylic acid to exfoliate dead skin cells and keep skin clear.
